Bold Finance Technologies Private Limited. and its affiliates (“Bold Finance”) are committed to protecting your privacy and earning your trust. This Privacy Policy (“Privacy Policy”) discloses our privacy practices for the personal information we collect when you use or access our products, services, features, or content through any website, application, or service (“Bold Finance Services”), even if you have not opened a Bold Finance account or visited our websites www.boldfinance.in or our mobile application (“Bold Finance Sites”).

This document is published in accordance with the provisions of the Information Technology Act, 2000 and the rules made thereunder that require publishing the rules and regulations, privacy policy on an online portal of Bold Finance. We request you to go through this Privacy Policy and the Terms of Use carefully before you decide to access this Website.

For the purposes of this Privacy Policy, the words “us”, “we”, “our” and “Bold Finance” refer to Bold Finance and all references to “you”, “your” or “user”, as applicable mean the person who accesses, uses and/or participates in the Website in any manner or capacity.

The protection and security of your personal information is our top priority and we have taken all necessary and reasonable measures to protect the confidentiality of the user information and its transmission through the internet.

BY USING OUR SERVICES AND THE WEBSITE OR BY OTHERWISE GIVING US YOUR INFORMATION, YOU AGREE TO THE TERMS OF THIS PRIVACY POLICY. YOU ALSO EXPRESSLY CONSENT TO OUR USE AND DISCLOSURE OF YOUR PERSONAL INFORMATION (AS DEFINED BELOW) IN THE MANNER PRESCRIBED UNDER THIS PRIVACY POLICY AND FURTHER SIGNIFY YOUR AGREEMENT TO THIS PRIVACY POLICY AND THE TERMS OF USE. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, DO NOT SUBSCRIBE TO OR USE THE SERVICES, USE THE WEBSITE AND DO NOT GIVE US ANY OF YOUR INFORMATION.

COLLECTION OF INFORMATION

What information does Bold Finance collect?

If you use or access the Bold Finance Services, or open a Bold Finance account, we may collect the following personal information:

• Contact information, such as your name, address, phone, email, and other similar information.
• Financial information, such as your full bank account number if you choose to use it with the Bold Finance Services.
• Detailed personal information, such as your date of birth or Permanent Account Number.
• Biometric information to verify your unique Aadhar number. We do not store your biometric credentials and adhere to norms specified by UIDAI.
• Information from your smart phone as per app store policies. You authorize Bold Finance to have access to this information and you agree that Bold Finance may collect and use this information in accordance with this Privacy Policy.
• Other personal information provided by third parties such as credit bureaus and identity verification services.
• Your photo or “avatar” if you choose to add one to your Bold Finance profile. Other users of the Bold Finance Services may be able to view your photo. You may remove your photo or change it at any time in your account settings.
• Information that you provide to Bold Finance when interacting with our customer support team or other team members via phone, email, online form, or other correspondence.
• Personal information stored with third parties that you choose to provide to Bold Finance, such as social media account information and your social media contacts. By linking your third party accounts or using third party sign-in services, you authorize Bold Finance to have access to this information and you agree that Bold Finance may collect and use this information in accordance with this Privacy Policy.
• Personal testimonial information or endorsements that you voluntarily provide to us and which we may display with your name on the Bold Finance Sites with your consent. To update or delete your testimonial, contact us at [email protected].
• We also collect the following information ('Web Browser Information') from your device when you use the Bold Finance Services: your IP address, the type of device you use, your device identifier, your operating system version, the type of browser you use, your location, and the URL that you came from and the next URL that you visit. If you have enabled collection of location data in the Bold Finance mobile application, you can turn it off within the application's settings on Android, or in your phone settings on iOS.

(collectively known as, “Personal Information”)